You are here : Home Non-Mandatory Central Provident Fund System Contributory System IntroductionIntroductionIllustrated OverviewHow the System OperatesBenefits of Participating in the Non-Mandatory Central Provident Fund SystemIllustration of Law No. 7/2017Illustration of By-Law No. 33/2017Individual Accounts of Non-Mandatory Central Provident FundLatest NewsContributory SystemIntroduction to Contribution Schemes of Provident FundJoint Provident Fund SchemeContents of Joint Provident Fund SchemeSteps for Setting Up and Participating in a Joint Provident Fund SchemeSteps for Making Contributions Towards the Joint Provident Fund SchemeTax ConcessionsInterface between the Joint Provident Fund Scheme and Private Pension PlanIndividual Provident Fund SchemeContents of Individual Provident Fund SchemeSteps for Setting Up an Individual Provident Fund SchemeSteps for Making Contributions Towards the Individual Provident Fund SchemeAllocation SystemAllocation of Funds of Government-Managed Sub-AccountSpecial Allocation from Budget SurplusIncentive Basic FundsFunds Improperly DistributedIncome Distribution of Government-Managed Sub-AccountCalculation of IncomeExamples of Income CalculationWithdrawal of FundsWithdrawal of FundsRegistration for Automatic Withdrawal of FundsAdministrative Procedures GuideFrequently Asked QuestionsNon-Mandatory Central Provident Fund System Information PlatformDeath of Account Owner