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Non-mandatory Central
Provident Fund System

Contents of Individual Provident Fund Scheme

  • For the individual provident fund scheme, the minimum amount of monthly contributions is 500 patacas, or the contribution amount can also be increased at one’s own will but must be in unit of 100 patacas, and the upper limit is 3,300 patacas;
  • Employees who have participated in the joint provident fund scheme can participate in the individual provident fund scheme at the same time;
  • Staff members of public sector can only participate in the individual provident fund scheme.