Introduction
To facilitate Macao residents living and working in the Chinese Mainland, the Macao Social Security Fund and the Financial Development Bureau of the Guangdong–Macao In-Depth Cooperation Zone in Hengqin, together with Chinese Mainland financial regulatory authorities, have upgraded and expanded the previously launched “Guangdong–Macao Pension Link” pilot measure. The enhanced “Guangdong–Macao Pension Link+” enables Macao social security benefits to be transferred directly across the border to residents’ bank accounts in the Chinese Mainland, free of handling charges and without the need to travel back and forth repeatedly, greatly benefiting Macao residents living in Guangdong Province.
Service Targets and Eligibility Criteria
Applicants must be Macao residents who receive an old-age pension, disability pension, marriage allowance, birth allowance, unemployment allowance, sickness allowance, or funeral allowance.
- Applicants must be individual account owners under the Non-Mandatory Central Provident Fund System and be eligible to withdraw funds.
Applicable Scope of Payments
Application Procedure（Administrative Procedures Guide）
Eligible Macao residents must open a personal bank account in advance with the Bank of China or the Industrial and Commercial Bank of China in the Chinese Mainland and provide the account number and the account-opening bank's details;
Duly complete the designated application form entitled “Application for Receiving Social Security System Benefits/Non-Mandatory Central Provident Fund through a Bank Account in the Chinese Mainland”;
Present the applicant’s valid Macao SAR Resident Identity Card (original or copy);
- Provide a copy of the applicant’s personal bank account details in the Chinese Mainland, which must specify the account-opening bank and branch name.
Service Locations
Infographic
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