Account Owners of Non-Mandatory Central Provident Fund System

Guide to Administrative Procedures

• Non-mandatory Central Provident Fund System
  • Objection Statement of the Non-Mandatory Central Provident Fund System
    • For account owner who attended higher level courses recognized by local competent authority
    • For account owner who was hospitalized
    • For account owner who reached age 65 and habitually resided in mainland China
    • For account owner under age 65 but habitually resided in mainland China on health grounds, particularly for the need for non-hospital nursing, palliative therapy, rehabilitative services or family care
    • For account owner who worked outside the Macao SAR for an employer registered with the Social Security Fund
    • For account owner who worked outside the Macao SAR in order to bear the main living expenses of his or her spouse, any degree of lineal consanguinity or affinity who resided in the Macao SAR
    • For account owner who performed official duties, performed duties for the Macao SAR or discharged other official duties
    • For account owner who had humanitarian or other properly explained reasons
  • Application for Withdrawal of Funds from the Non-Mandatory Central Provident Fund System
    • For account owner age 65 or older
    • For account owner under age 65 and there is a need to bear huge medical expenses due to serious injury or illness of his or her own
    • For account owner reaching 60 years of age and not engaged in any paid activities
    • For account owner under age 65 who has humanitarian or other properly explained reason
    • For account owner under age 65 and there is a need to bear huge medical expenses due to serious injury or illness of his or her spouse, any degree of lineal consanguinity or affinity
    • For account owner under age 65, who has been receiving disability pension from the Social Security Fund for more than one year
    • For account owner under age 65, who is currently receiving special disability subsidy from the Social Welfare Bureau
    • Death of an account owner (Withdrawal by the heir)
  • Individual Provident Fund Scheme
    • To set up an individual provident fund scheme
  • Transfer of Funds of the Non-Mandatory Central Provident Fund System
    • To transfer the funds out of the government-managed sub-account
    • To transfer the funds to the government-managed sub-account
  • Other Services
    • Change of Personal Particulars