澳門特別行政區政府
Governo da Regiao Administrativa Especial de Macau

Formalities of Making Withdrawal on Behalf of an Incapacitated Account Owner

Service Targets and Eligibility for Application
The following account owners who are included in the name list of allocation and incapacitated (e.g. in cases where the account owners are unable to manage their own property because they are in a coma, or they are suffering from mental retardation, mental illness, dementia, etc.)

- For account owner age 65 or older;
- For account owner under age 65 and there is a need to bear huge medical expenses due to serious injury or illness of his or her own;
- For account owner reaching 60 years of age and not engaged in any paid activities;
- For account owner under age 65 who has humanitarian or other properly explained reason;
- For account owner under age 65 and there is a need to bear huge medical expenses due to serious injury or illness of his or her spouse, any degree of lineal consanguinity or affinity;
- For account owner under age 65, who has been receiving disability pension from the Social Security Fund for more than one year;
- For account owner under age 65, who is currently receiving special disability subsidy from the Social Welfare Bureau.

How to Apply
The person acting on behalf of the incapacitated account owner can submit the application in person or through a representative.

Documents that must be submitted
Apart from the Application for Making Withdrawal from individual account and other required documentation, the person acting on behalf of the incapacitated account owner is required to submit the following documents as well.

With a Legal Agent
1. Application for Making Withdrawal;
2. Photocopies of the identification documents of the legal agent and the incapacitated account owner;
3. A document to prove the relationship of a legal agent;
4. Declaration Form C/4, a form provided by the FSS, signed by the legal agent;
5. Photocopy of the personal bank account in patacas of the legal agent
.


No Legal Agent
Relatives (limited to the spouse of the account owner and relatives by blood up to the third degree of relationship. A relative within the third degree of consanguinity such as the parents/children, grandparents/grandchildren, siblings, great-grandparents/great-grandchildren, siblings of parents, nephew and niece)
1. Application for Making Withdrawal;
2. The relative is required to submit the proof of his/her relationship to the incapacitated account owner;
3. Photocopies of the identification documents of the incapacitated account owner and the relative;
4. Documents issued by a public medical facility or social welfare agency to prove the incapacitated condition of the account owner
;
5. Declaration Form C/4, a form provided by the FSS, and signed by the relative acting on behalf of the incapacitated account owner
;
6. Photocopy of the personal bank account in patacas of the relative acting on behalf of the incapacitated account owner.


Person or Institution that Takes Care of the Incapacitated Account Owner
1. Application for Making Withdrawal;
2. Photocopies of the identification documents of the incapacitated account owner and the person or institution that takes care of the account owner;
3. Documents issued by a public medical facility or social welfare agency to prove the incapacitated condition of the account owner
;
4. Declaration Form C/4, a form provided by the FSS, signed by the person or institution that takes care of the incapacitated account owner
;
5. Photocopy of the personal bank account in patacas of the person or institution that takes care of the incapacitated account owner
.

Points to Note
The account owner can make withdrawals, only once a year, of all or part of the money in his/her individual account.

Attached Document(s)
Application for Making Withdrawal   [Form for download CH / PT] [Sample of form completion EN]
Declaration Form C/4   [Form for download CH / PT] [Sample of form completion EN]

Website of Legislatio
Law 7/2017 。[Official Gazette Issue 25(I), 19 June 2017]