1. You must be at least age 65;
2. You must have habitually resided in Macao for at least 7 years;
3. You must have at least 60 months of contributions.

To apply, applicants may log in to “Macao One Account” mobile app/online platform or the Social Security Fund’s e-Services platform.  If necessary, they may also apply in person with the following documents:

  1. A dedicated application form signed by the applicant ( Sample form) (The form can be downloaded from the website or obtained from a service point of the Social Security Fund);

  2. A photocopy of the applicant’s Macao SAR Resident ID Card;

  3.  A photocopy of the document that shows the applicant’s MOP bank account details;

  4. To update the contact information (address, contact phone number/mobile phone number for receiving text messages), please refer to Change of Personal Particulars.

Submit the application by someone else/by post (application documents to be signed by the applicant):

 If the application is submitted by someone else or by post (P.O. Box 3094, Macau), besides the documents required under the “How to apply” section, the original of the applicant’s valid proof of life documents for the current year must be submitted as well.

To apply for/receive old-age pension on behalf of an incapacitated person

If the applicant is incapacitated (e.g. being in a coma, mental retardation, mental illness, dementia, etc. which makes him/her unable to manage property on his/her own), please refer to the formalities for applying for/receiving benefits on behalf of an incapacitated person.

The vetting and approval process of the application will be completed and the applicant will be notified of the result within 14 working days after the applicant meets all eligibility criteria and submits all the required documents (exclusive of the day of submission).

NOTE:

For special cases where the vetting and approval process cannot be completed on time, the applicant will be notified within 10 working days after the submission of application (exclusive of the day of submission).

Amount of Pension:

The monthly old-age pension received by beneficiaries who enroll after coming into foce of Law 4/2010 (Social Security System) on 1 January 2011 (i.e. new system beneficiaries) is calculated according to the following formula:

 Pe = Pm(MOP3,740) x Co  
                  360 

Pe: Old-age pension amount

Pm: Maximum amount of old-age pension

Co: No. of actual contribution months 

The number of actual contribution months refers to the total number of contribution months accumulated as at the last month of the quarter prior to the start of pension payment.

Points to note:

1. Beneficiaries may file an application up to one month before expecting to meet the relevant eligibility requirement;
2. Old-age pension payment shall start from the month when the application is submitted and the eligibility requirements are met;
3. The payment of old-age pension, disability pension, unemployment allowance and sickness allowance shall not overlap each other;
4. Beneficiaries are required to provide the proof of life in January each year;
5. An additional payment equal to the amount of old-age pension will be paid in January each year;
6. If the number of contribution months of a new system beneficiary changes after his/her pension payment starts, the old-age pension amount will be re-adjusted in April each year, according to the total number of contribution months accumulated in December of the preceding calendar year;
7. For beneficiaries who have enrolled before the coming into force of Law No. 4/2010 (Social Security System) (i.e. old system beneficiaries), they may apply for old-age pension according to the eligibility requirements and methods of the old system (Decree-Law No. 58/93/M) if they have not chosen to make retrospective contributions.
8. Old-age pension is regularly paid, in the middle of the months of January, April, July and October, for three months of the current quarter.

Law No. 4/2010

1. You must be at least age 60;
2. You must have habitually resided in Macao for at least 7 years;
3. You must have at least 60 months of contributions.

To apply, applicants may log in to “Macao One Account” mobile app/online platform or the Social Security Fund’s e-Services platform.  If necessary, they may also apply in person with the following documents:

 1. A dedicated application form signed by the applicant (Sample form) (The form can be downloaded from the website or obtained from a service point of the Social Security Fund);

 2. A photocopy of the applicant’s Macao SAR Resident ID Card;

 3. A photocopy of the document that shows the applicant’s MOP bank account details;

 4.To update the contact information (address, contact phone number/mobile phone number for receiving text messages), please refer to Change of Personal Particulars.

Submit the application by someone else/by post (application documents to be signed by the applicant):

 If the application is submitted by someone else or by post (P.O. Box 3094, Macau), besides the documents required under the “How to apply” section, the original of the applicant’s valid proof of life documents for the current year must be submitted as well.

To apply for/receive old-age pension on behalf of an incapacitated person

If the applicant is incapacitated (e.g. being in a coma, mental retardation, mental illness, dementia, etc. which makes him/her unable to manage property on his/her own), please refer to the formalities for applying for/receiving benefits on behalf of an incapacitated person.

The vetting and approval process of the application will be completed and the applicant will be notified of the result within 14 working days after the applicant meets all eligibility criteria and submits all the required documents (exclusive of the day of submission).

NOTE:

For special cases where the vetting and approval process cannot be completed on time, the applicant will be notified within 10 working days after the submission of application (exclusive of the day of submission).

Amount of Pension:

The monthly old-age pension received by beneficiaries who enroll after the coming into force of Law No.4/2010 “Social Security System” on 1 January 2011 (i.e. new system beneficiaries) is calculated according to the following formula:

Pe: Early Old-age Pension amount

Pm: Maximum amount of old-age pension

Co: No. of actual contribution months

Pc: Percentage of age

1. The number of actual contribution months refers to the total number of contribution months accumulated in the last month of the quarter prior to the start of pension payment;

2. The percentage of old-age pension paid remains unchanged before the beneficiary reaches age 80.

Points to note:

1. Beneficiaries may file an application up to one month before expecting to meet the relevant eligibility requirement;
2. Old-age pension payment shall start from the month when the application is submitted and the eligibility requirements are met;
3. The payment of old-age pension, disability pension, unemployment allowance and sickness allowance shall not overlap each other;
4. Beneficiaries are required to provide the proof of life in January each year;
5. An additional payment equal to the amount of old-age pension will be paid in January each year;
6. If the number of contribution months of a new system beneficiary changes after his/her pension payment starts, the old-age pension amount will be re-adjusted in April each year, according to the total number of contribution months accumulated in December of the preceding calendar year;
7. For beneficiaries who have enrolled before the coming into force of Law No. 4/2010 (Social Security System) (i.e. old system beneficiaries), they may apply for old-age pension according to the eligibility requirements and methods of the old system (Decree-Law No. 58/93/M) if they have not chosen to make retrospective contributions.
8. Old-age pension is regularly paid, in the middle of the months of January, April, July and October, for three months of the current quarter.

Law No. 4/2010

1. You must have habitually resided in Macao for at least 7 years;
2. You must have at least 36 months of contributions;
3. You must have a disability certified by the medical board of the Social Security Fund (abbreviated to FSS in Macao) (a beneficiary is considered disabled if he or she is, absolutely incapable to work or earn a living, temporarily or permanently, due to a general disease, accident, occupational disease or occupational accident).

To apply, applicants may log in to “Macao One Account” mobile app/online platform or the Social Security Fund’s e-Services platform.  If necessary, they may also apply in person with the following documents:

  1. A dedicated application form signed by the applicant (Sample form) (The form can be downloaded from the website or obtained from a service point of the Social Security Fund);

  2. A photocopy of the applicant’s Macao SAR Resident ID Card;

  3. Proof of illness issued by a registered medical practitioner of the Health Bureau of the Macao SAR Government in the past 3 months.  If a copy of a valid Disability Assessment Registration Card is submitted, proof of the above-mentioned illness (except for severe/very severe cases) must also be submitted, and a “Declaration Form” (a consent to authorize the Social Security Fund to request photocopies of the health status information for disability assessment and the supporting documents) must be submitted at the same time;

 4. A photocopy of the document that shows the applicant’s MOP bank account details;

 5. To update the contact information (address, contact phone number/mobile phone number for receiving text messages), please refer to Change of Personal Particulars.

To submit the application by someone else (documents to be signed by the applicant)

The applicant may ask someone to submit on his/her behalf the documents listed under the “How to apply” section.  If the applicant submits a valid Disability Assessment Registration Card (Severe/Very Severe) as the review document for the medical board, the original of the applicant’s valid proof of life documents for the current year must be submitted at the same time.

To apply for/receive disability pension on behalf of an incapacitated person

If the applicant is incapacitated (e.g. being in a coma, mental retardation, mental illness, dementia, etc. which makes him/her unable to manage the property on his/her own), please refer to the formalities to apply for/receive pension payment on behalf of an incapacitated person.

The date of receiving a health assessment conducted by the FSS medical board:
The applicant will be arranged to receive a health assessment conducted by the FSS medical board within 40 working days after the submission of the application together with the required documents.
(Note: Except for the cases where the applicant requests for a postponement and for a home health assessment)

Disability pension amount:  MOP 3,740 per month

Points to note:

1. Beneficiaries may file an application up to one month before expecting to meet the relevant eligibility requirement;
2. After submitting the application, the FSS will arrange the applicant to be assessed by the medical board at a designated time;
3. Disability pension payment shall start from the month when the application is submitted and the eligibility requirements are met;
4. The payment of old-age pension, disability pension, unemployment allowance and sickness allowance shall not overlap each other;
5. Beneficiaries are required to provide the proof of life in January each year;
6. An additional payment equal to the amount of disability pension will be paid in January each year;
7. If a beneficiary intends to work while receiving disability pension, he/she may participate in the “Employment Incentive Programme for Disability Pension Beneficiaries” and make a declaration at the required time. For details, please refer to the Statutes of the “Employment Incentive Programme for Disability Pension Beneficiaries”;
8. If the beneficiary engages in paid work again, but fails to notify the FSS to stop the payment of disability pension, or to report on time that he/she has participated in the “Employment Incentive Programme for Disability Pension Beneficiaries”, this may result in cessation of disability pension payment and repayment of disability pension already received during the work period. If the beneficiary wants to receive disability pension again after he/she has stopped working, he/she must re-apply and receive a health assessment by the medical board again.
9. Disability pension is regularly paid, in the middle of the months of January, April, July and October, for three months of the current quarter.

Law no. 4/2010

To apply, applicants may log in to “Macao One Account” mobile app/online platform or the Social Security Fund’s e-Services platform.

If necessary, applicants may also apply in person with the following documents, or ask someone to submit for them:

1. A dedicated application form signed by the applicant (Sample form) (The form can be downloaded from the website or obtained from a service point of the Social Security Fund);
2. Present the applicant’s Macao SAR Resident ID Card; 
3. A photocopy of the Receipt for Application for “Confirmation of Involuntary Unemployment Allowance (Electronic Version)” issued by the Labour Affairs Bureau (the original must be presented);
4. A photocopy of termination of employment letter issued by the company (required to specify the date and reason for termination of employment, with signature and company seal);
5. A photocopy of the applicant’s MOP bank account details (This can be exempted if the applicant has received benefit payments from the Social Security Fund before and there are no changes to the bank account information);
6. To update the contact information (address, contact phone number/mobile phone number for receiving text messages), please refer to Change of Personal Particulars.

Cross-departmental one-stop service:

When the applicant him/herself goes to a service point of the Labour Affairs Bureau for “job-seeking registration” and “confirmation of involuntary unemployment allowance”, he/she may bring the required documents mentioned above (except Point 3) to apply together the unemployment allowance.

If the applicant needs to ask someone to submit the unemployment allowance application on his/her behalf, the required documents mentioned above must be submitted to a service point of the Social Security Fund.

*If the applicant is incapacitated, please refer to the formalities for applying for/receiving benefits on behalf of an incapacitated person.

1. The beneficiary may apply for unemployment allowance from the day of job-seeking registration with the Labour Affairs Bureau until 30 days after the end of unemployment status;
2. If the beneficiary’s unemployment status exceeds the maximum period (90 days) for which he/she is entitled to receive the allowance, he/she must apply at the latest within 30 days after the end of the said period.

The vetting and approval process of the application will be completed and the applicant will be notified of the result within 14 working days after the applicant meets all eligibility criteria and submits all the required documents (exclusive of the day of submission).

NOTE:

For special cases where the vetting and approval process cannot be completed on time, the applicant will be notified within 10 working days after the submission of application (exclusive of the day of submission).

Amount of Allowance:  MOP150 per day

Duration of Allowance:

1. The unemployment allowance is paid up to 90 days in maximum in a period of 12 months, counting from the day of job-seeking registration.  The allowance is based on the period stated in the confirmation letter issued by the Labour Affairs Bureau which the applicant meets the eligibility requirements;

2.If a beneficiary has already received 90 days of unemployment allowance within 12 months, he/she may only apply again if he/she meets the eligibility requirements after 12 months from the last day of entitlement to the allowance.

Points to note:

1.  When the unemployment status ends (e.g. the beneficiary establishes a new labour relationship or runs his/her own business), the Social Security Fund must be notified in writing within two days of its beginning;

2.  The payment of old-age pension, disability pension, unemployment allowance and sickness allowance shall not overlap each other.

Law no. 4/2010

1. You must have contributed to the Social Security System for at least 9 months in the 12 months preceding the quarter of the onset of illness;
2. You must not have engaged in any paid work during the period of illness.

To apply, applicants may log in to “Macao One Account” mobile app/online platform or the Social Security Fund’s e-Services platform.

If necessary, applicants may also apply in person with the following documents, or ask someone to submit for them:

1. A dedicated application form signed by the applicant (Form filling instructions) (The form can be downloaded from the website or obtained from a service point of the Social Security Fund);

2.Present the applicant’s Macao SAR Resident ID Card;

3.The medical certificate on the dedicated form must be issued and duly signed by a medical practitioner licensed by the Government of the Macao SAR, and certified by the health facility where the diagnosis is made or the hospital to which the applicant is admitted;

4.If a labour relationship exists during the period of illness, a declaration made by the employer on the dedicated form, or proof of absence from work issued by the employer (with the employer’s signature and company seal) must be submitted;

5.A photocopy showing the applicant’s MOP bank account details (This can be exempted if the applicant has received benefit payments from the Social Security Fund before and there are no changes to the bank account information);

6.To update the contact information (address, contact phone number/mobile phone number for receiving text messages), please refer to Change of Personal Particulars.

*If the applicant is incapacitated, please refer to the formalities for applying for/receiving benefits on behalf of an incapacitated person.

The beneficiary may apply for sickness allowance from the second day of illness until 30 days after the end of illness.

If the period of illness exceeds the maximum period for which the beneficiary is entitled to sickness allowance, the application must be filed at the latest within 30 days after the end of the maximum period.

The vetting and approval process of the application will be completed and the applicant will be notified of the result within 14 working days after the applicant meets all eligibility criteria and submits all the required documents (exclusive of the day of submission).

NOTE:

For special cases where the vetting and approval process cannot be completed on time, the applicant will be notified within 10 working days after the submission of application (exclusive of the day of submission).

Amount of allowance and duration of the allowance:

The sickness allowance is calculated from the second day of illness;

-Hospitalization allowance: MOP150 per day, for a maximum of 180 days each year;

-Non-hospitalization allowance: MOP114 per day, for a maximum of 30 days each year.

Points to note:

1. The sickness allowance will not be paid in the following cases:

-  Harm caused by work accidents or occupational diseases;

-   Diseases caused by the act of a third party who shall be liable for the indemnity;

-   Diseases deliberately caused by the beneficiary himself/herself.

2.The payment of old-age pension, disability pension, unemployment allowance and sickness allowance cannot overlap each other;

3.If a public administration staff enrolled in the Social Security System is still providing actual service to the public administrative authority, or before his/her enrollment in the Provident Fund Scheme for Workers in the Public Services is cancelled, he/she will not be entitled to sickness allowance or other benefits of the Social Security System, except old-age pension.

Law no. 4/2010

– You must have contributed to the Social Security System for at least 9 months in the 12 months preceding the quarter in which the child was born or adopted; or

–  You must be currently receiving old-age or disability pension.

To apply, applicants may log in to “Macao One Account” mobile app/online platform or the Social Security Fund’s e-Services platform.

If necessary, applicants may also apply in person with the following documents, or ask someone to submit for them:

1.  A dedicated application form signed by the applicant (Sample form) (The form can be downloaded from the website or obtained from a service point of the Social Security Fund);

2. Present the applicant’s Macao SAR Resident ID Card;

3. A photocopy of the child’s birth registration certificate/a photocopy of the brief report on birth, or a photocopy of the court judgment on the establishment of an adoptive relationship (all originals must be presented), or a written consent (can select on the application form) for the Social Security Fund to request the relevant information from the Macao Civil Registry Office;

4. A photocopy of the document that shows the applicant’s MOP bank account details (This can be exempted if the applicant has received the Social Security System's benefit payments before and there are no changes to the bank account information);

5. To update the contact information (address, contact phone number/mobile phone number for receiving text messages), please refer to Change of Personal Particulars.

**If the applicant is an incapacitated person, please refer to the formalities for applying for/receiving benefits on behalf of an incapacitated person.

The application must be filed within 60 days from the date of the child’s birth or adoption.

The vetting and approval process of the application will be completed and the applicant will be notified of the result within 14 working days after the applicant meets all eligibility criteria and submits all the required documents (exclusive of the day of submission).

NOTE:

For special cases where the vetting and approval process cannot be completed on time, the applicant will be notified within 10 working days after the submission of application (exclusive of the day of submission).

Amount of Allowance:MOP 5,418

Points to Note:

1. If both parents are eligible for birth allowance, they may apply for the allowance at the same time;
2. Birth certificates issued outside the Macao SAR can also be used for applying for birth allowance;
3. If a public administration staff enrolled in the Social Security System is still providing actual service to the public administrative authority, or before his/her enrollment in the Provident Fund Scheme for Workers in the Public Services is cancelled, he/she shall not be entitled to birth allowance or other benefits of the Social Security System, except for old-age pension.

Law no. 4/2010

–  You must have contributed to the Social Security System for at least 9 months in the 12 months preceding the quarter in which the marriage date falls; or

–  You must be currently receiving old-age or disability pension.

 1. A dedicated application form signed by the applicant (Sample form) (The form can be downloaded from the website or obtained from a service point of the Social Security Fund);

 2. Present the applicant’s Macao SAR Resident ID Card;

 3. A photocopy of the front and back of the marriage certificate (the original must be presented), or a written consent (can be selected on the application form) for the Social Security Fund to request relevant information from the Macao Civil Registry Office;

  4. A photocopy showing the applicant’s MOP bank account details (This can be exempted if the applicant has received the Social Security System’s benefit payments before and there are no changes to the bank account information);

  5. To update the contact information (address, contact phone number/mobile phone number for receiving text messages), please refer to Change of Personal Particulars.

 **If the applicant is an incapacitated person, please refer to the formalities for applying for/receiving benefits on behalf of an incapacitated person.

The application must be filed within 60 days from the date of marriage.

The vetting and approval process of the application will be completed and the applicant will be notified of the result within 14 working days after the applicant meets all eligibility criteria and submits all the required documents (exclusive of the day of submission). 

NOTE:

For special cases where the vetting and approval process cannot be completed on time, the applicant will be notified within 10 working days after the submission of application (exclusive of the day of submission).

Amount of Allowance: MOP2,122

Points to note:

1. If both spouses are eligible for marriage allowance, they may apply for the allowance at the same time;
2. Marriage certificates issued outside the Macao SAR can also be used for applying for marriage allowance;
3. If the applicant registers a marriage in Macao and wants to apply for marriage allowance through “Macao One Account”, and he/she gets married in a Catholic wedding ceremony, please use “Macao One Account” only from the 6th working day after the date of church wedding to apply for the allowance;
4. If a public administration staff enrolled in the Social Security System is still providing actual service to the public administrative authority, or before his/her enrollment in the Provident Fund Scheme for Workers in the Public Services is cancelled, he/she shall not be entitled to marriage allowance or other benefits of the Social Security System, except for old-age pension.

Law no. 4/2010

1. The deceased person must be a beneficiary enrolled in the Social Security System;
2. The applicant must be the person who has borne the funeral expenses of the beneficiary.

To apply, applicants may log in to “Macao One Account” mobile app/online platform or the Social Security Fund’s e-Services platform.

If necessary, applicants may also apply in person with the following documents, or ask someone to submit for them:

1. A dedicated application form signed by the applicant (Sample form) (The form can be downloaded from the website or obtained from a service point of the Social Security Fund);

2. A photocopy of the applicant’s identification document;

3. A photocopy showing the applicant’s MOP bank account details (This can be exempted if the applicant has received payments from the Social Security Fund before and there are no changes to the bank account information);

 4. A photocopy of the beneficiary’s death certificate;

 5. A photocopy of the funeral expenses receipt (the original must be presented).  If the applicant is unable to submit and present the funeral expenses receipt, he/she is required to complete the "Declaration of the Reason for Failing to Present the Funeral Expenses Receipt" (The form can be downloaded from the website or obtained from a service point of the Social Security Fund);

 6. To update the contact information (address, contact phone number/mobile phone number for receiving text messages), please refer to Change of Personal Particulars.(If the applicant is not a beneficiary or is not a resident of Macao, he/she must submit the “Change of Personal Particulars Form” to provide the contact information).

**If the applicant is an incapacitated person, please refer to the formaliites for applying for/receiving benefits on behalf of an incapacitated person.

The applicant must file the application within one year from the date of the beneficiary’s death.

The vetting and approval process of the application will be completed and the applicant will be notified of the result within 14 working days after the applicant meets all eligibility criteria and submits all the required documents (exclusive of the day of submission).

NOTE:

For special cases where the vetting and approval process cannot be completed on time, the applicant will be notified within 10 working days after the submission of application (exclusive of the day of submission).

Amount of allowance:MOP 2,750.

Points to Note:

1. In the event of the beneficiary’s death, the old-age/disability pension for the month of death and other benefits due but not yet received shall be paid, according to Article 489(2) of the Civil Code, to one of the family members who file the application within 90 days from the day that immediately follows the date of the beneficiary’s death;
2. If, after the beneficiary’s death, there are benefits improperly received that need to be repaid, his/her family member(s) or heir(s) shall also make the repayment together.

Law no. 4/2010

The Social Security Fund (abbreviated to FSS in Macao) bears the compensation for the beneficiary’s loss of working capacity or death due to occupational respiratory disease, including the payment of the beneficiary’s funeral expenses.  The disease is prescribed by the law applicable to work-related accident and occupational disease.

According to the law, information about the occupational disease patient must be reported to the Labour Affairs Bureau by a medical practitioner within the scope of occupational disease, who is familiar with the said disease, and the FSS will be informed by the Labour Affairs Bureau later.

Amount of compensation: The amount of compensation is determined by the law applicable to the compensation for harm arising from work-related accident and occupational disease.

Law no. 4/2010