1. You must be at least age 65;

2. You must have habitually resided in Macao for at least 7 years;

3. You must have at least 60 months of contributions.

1. “Macao One Account”  or the E-Service Platform of FSS. 

2. You may visit a service point of the FSS to submit the documents in person or through a representative;

3. You may send the application documents by post to the FSS (Macao P.O. Box 3094).

Application documents (applicable to Points 2 and 3 of the Application Methods above)

1. A dedicated application form signed by the applicant ( Sample form) (The form can be downloaded from the website or obtained from a service point of the Social Security Fund);

2. A photocopy of the applicant’s Macao SAR Resident ID Card;

3. A photocopy of the applicant’s MOP bank account details;

4.  If the applicant authorises someone to submit the application on his/her behalf, photocopies of the applicant’s valid proof of life documents for the year must be submitted (the original must be presented for verification). If the applicant applies by mail, the original valid proof of life documents for the year must be submitted.

To apply for/receive old-age pension on behalf of an incapacitated person

If the applicant is an incapacitated person (e.g. in a coma, with intellectual disability, mental illness, or dementia, which makes them unable to manage property on their own), please refer to the Formalities of Applying for/Receiving Benefit Payment on Behalf of an Incapacitated Person.

The vetting outcome will be communicated to the applicant within 14 working days from the next day after the applicant meets all eligibility requirements and submits all the required documents.

(Note: 1. In some special cases where the vetting process cannot be completed on time, the applicant will be notified within 10 working days from the next day after submitting the application. 2. Offline application: the vetting outcome will be communicated via a text message or an official letter; online application: the vetting outcome will be communicated via a push message from the Macao One Account or an official letter.)

Calculation of amount

The monthly old-age pension received by beneficiaries who enroll after Law No. 4/2010 (Social Security System) came into force on 1 January 2011 (i.e. new system beneficiaries) is calculated according to the following formula:

Old-age pension amount = Maximum amount of old-age pension × No. of actual contribution months

                                                                                       360

The number of actual contribution months refers to the total number of contribution months accumulated in the last month of the quarter before the pension payment starts, up to 360 months.

Points to note:

1. Beneficiaries may file an application up to one month before expecting to meet the relevant eligibility requirement;

2. Old-age pension payment will start from the month when the application is submitted and the eligibility requirements are met;

3. Old-age pension is usually paid for three months of the current quarter in the middle of January, April, July and October;

4. The payment of old-age pension, disability pension, unemployment allowance and sickness allowance shall not overlap each other;

5. Beneficiaries are required to provide the proof of life in January each year;

6. An additional payment equal to the amount of old-age pension shall be paid in January each year;

7. If the number of contribution months of a new system beneficiary changes after his/her pension payment starts, the old-age pension amount will be re-adjusted in April each year, according to the total number of contribution months accumulated in December of the preceding calendar year;

8. For beneficiaries who have enrolled before Law No. 4/2010 (Social Security System) came into force (i.e. old system beneficiaries), they may apply for old-age pension according to the eligibility requirements and methods of the old system (Decree-Law No. 58/93/M) if they have not chosen to make retrospective contributions.

9. To update the contact information (address, contact phone number/mobile phone number for receiving text messages), the applicant may do so via the “Macao One Account”, the E-Service Platform of FSS, or fill out the “Change of Personal Particulars Form”.

Law No. 4/2010