Temp : 18°C   Humi : 96%
2021-03-08 05:11:17
About Us

Historical Development


In the 1980’s, the sustained development of Macao’s economy arouse the aspirations of the community for the protection of local workers and the establishment of a social security system.  After listening extensively the views from various sectors of the community, Decree-Law 84/89/M was promulgated on 18 December 1989 to formulate the social security system, and the Social Security Fund (abbreviated to FSS in Macao) was established as the entity that implements the system.


On 23 March, the FSS officially operated and was subordinate to the Secretariat for Health and Social Affairs at that time.  It was a legal entity of public service with administrative, financial and property autonomy and the Administrative Committee was established as its management organ. Its members included representatives from the government, employer and employee parties.  The purpose of establishing the FSS was to offer protection for the living of Macao residents when they were unable to work because of old age, disability, unemployment and illness, through the implementation of social security system.

The initial targets of protection were mainly local long-term employees working for others, and the benefits available at that time included old-age pension, unemployment benefit, incapacity payment, sickness allowance and compensation for Pneumoconiosis, etc.


Decree-Law 58/93/M was approved on 18 October 1993. Under this Decree-Law, temporary workers were allowed to come under the social security coverage and voluntary contributions were introduced, thus widening the scope of contributions. It also improved the existing benefits by adding new benefits (birth allowance, marriage allowance and funeral allowance, etc.) and a special payment, setting the minimum contribution requirement of old-age pension to 60 months, and introduced the penalty system for employers who fail to fulfil their obligation of making contributions, so as to gradually improve the social security system.

Later, in order to provide the self-employed persons with the same protection, especially the old-age protection, beginning in 2001 until 2007, the FSS gradually allowed self-employed persons in 30 different sectors, e.g., the insurance agents, tour guides, medical practitioners, therapists, massage therapists, acupuncturists, taxi drivers, etc. to be included in the social security system.

After the reunification in 1999, the Secretariat for Economy and Finance exercised jurisdiction over the FSS.

In 2007, in order to tie in with the Social Welfare Bureau's system of granting subsidies to individuals or households in situations of economic hardship, after the entry into force of By-Law 6/2007, the relief payment applications formerly handled by the FSS were transferred to the Social Welfare Bureau, and so the two concepts “social security” and “social assistance” became more clearly defined.


The entry into force of “Labour Relations Law” on 1 January 2009 included the domestic workers in its applicable scope.  Employers are obliged to pay contributions for their domestic workers, both resident and non-resident, and resident domestic workers are also included in the social security system and so they can enjoy the same benefits as the general resident workers.

The entry into force of “Law for the Employment of Non-Resident Workers” on 26 April 2010 provides that employers are required to pay an employment fee for each non-resident worker effectively hired.

In addition, in order to satisfy the aspiration of residents for downward adjustment of the pensionable age, the SAR Government, in 2008, allowed beneficiaries aged between 60 and 65 to receive the old-age pension by percentage.

In order to provide protection for the Macao residents after retirement, the SAR Government proposed in 2008 the idea of two-tier social security system which comprised of the first-tier social security system and the second-tier central provident fund system.

In 2011, the supervision authority of the FSS was transferred to the Secretariat for Social Affairs and Culture. In the meantime, Law 4/2010 “Social Security System” entered into force.  The contribution system was reformed, with the introduction of obligatory and arbitrary contribution systems, thus extending the coverage to the entire population.  Concerning the second-tier central provident fund system, by implementing By-Law 31/2009 “General Rules for the Opening and Management of Individual Accounts under the Central Savings System”, the FSS regulated firstly in 2009 the work of government funding, and then in 2010, the individual account of each eligible participant was injected with funding for the first time.  On 15 October 2012, the Law “Provident Fund Individual Account” came into force and replaced the “Central Savings System”, laying the foundation for the establishment of non-mandatory central provident fund system that contains contributions from employers and employees, which progressively move towards the realization of two-tier social security system.

2013 until now

Subsequently, the FSS actively prepared the first draft of the "Non-Mandatory Central Provident Fund System" proposal and conducted extensive consultations in 2014.

After summarizing the views of various sectors, the FSS submitted the draft law to the Legislative Assembly, which was passed in detail on 31 May 2017.  Law 7/2017, the “Non-Mandatory Central Provident Fund System” came into force on 1 January 2018, and the two-tier social security system of Macao has entered a new phase since then.

The implementation of the “Non-Mandatory Central Provident Fund System marks the expansion of the core functions of the FSS from the implementation of one single system, the “Social Security System”, to the simultaneous implementation of the “Social Security System” and the “Central Provident Fund System”.

The "Organization and Operation of the Social Security Fund", which took effect on 18 July 2017, added one vice-president, one department and four divisions (including the Department of Central Provident Fund System, Division of General Affairs of Provident Fund System, Division of Management of Accounts of Provident Fund System, Division of Investment Affairs and Division of Public Relations and Technical Support),  to effectively implement governance goals and perform new functions.

Last updated: March 2020